Terms and Services
Welcome to the website of IQ Financial Group, LLC (“Company”, “we”, “us”, or “our”). These Terms of Service (“Terms”) govern your use of our website, located at iqfinancialgrp.com (the “Site”). By accessing or using the Site, you agree to these Terms. If you do not agree with these Terms, you should not use our Site.
1. Acceptance of Terms
By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.
2. Changes to Terms
We may update these Terms from time to time at our discretion. Any changes to the Terms will be posted on this page with an updated revision date. By continuing to use the Site after any changes are made, you accept and agree to the modified Terms. Please review these Terms periodically.
3. Eligibility
You must be at least 18 years of age to use this Site. By using the Site, you represent and warrant that you are of legal age and are fully able and competent to enter into these Terms.
4. Use of the Site
You agree to use the Site for lawful purposes only and in a manner consistent with all applicable local, state, national, and international laws and regulations. You agree not to:
– Violate any laws, regulations, or our policies;
– Post or transmit any content that is false, misleading, defamatory, or violates the rights of others;
– Use any automated system to access the Site for any purpose without our express written consent;
– Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site.
5. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, icons, images, and software, is the property of IQ Financial Group, LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or otherwise use any part of this Site without our express written consent.
6. Disclaimers
The content on this Site is provided for informational purposes only. We do not guarantee the accuracy, completeness, or usefulness of any information on the Site. The Site may contain third-party links, which are provided solely for your convenience. We do not endorse or assume any responsibility for any third-party websites or content.
YOUR USE OF THE SITE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
7. Limitation of Liability
To the fullest extent permitted by applicable law, IQ Financial Group, LLC, its officers, directors, employees, brokers or agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data loss, or damages arising from your use of or inability to use the Site.
8. Governing Law and Jurisdiction
These Terms are governed by the substantive laws of the State of Arizona, without respect to its conflict of laws principles. Any disputes arising under these Terms shall be resolved exclusively in the federal or state courts located in Maricopa County, Arizona. You agree to submit to the personal jurisdiction of such courts for the purpose of litigating any such disputes.
9. Dispute Resolution and Arbitration Agreement
TO THE FULLEST EXTENT PERMITTED BY LAW, ANY DISPUTE BETWEEN YOU AND IQ FINANCIAL GROUP, LLC WILL BE RESOLVED THROUGH BINDING ARBITRATION RATHER THAN IN COURT OR BY JURY TRIAL. YOU WAIVE YOUR RIGHT TO A CLASS ACTION OR PARTICIPATION AS A CLASS MEMBER IN ANY CLASS PROCEEDINGS.
Arbitration will be conducted in accordance with the rules of the American Arbitration Association (AAA). The arbitration will take place in Maricopa County, Arizona, and the arbitrator’s decision will be final and binding. Any legal actions arising out of or related to these Terms must be filed within one (1) year after the cause of action arises, or such claim will be forever barred.
10. Termination
We may terminate or suspend your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site, us, or third parties.
11. Severability
If any provision of these Terms is found by a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions of these Terms shall remain in full force and effect.
12. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and IQ Financial Group, LLC regarding your use of the Site. Any prior agreements or understandings are superseded by these Terms.
13. Contact Information
If you have any questions regarding these Terms, please contact us at:
IQ Financial Group, LLC
Website: iqfinancialgrp.com
Email: contact@iqfinancialgrp.com
By using the Site, you signify your agreement to these Terms. If you do not agree to these Terms, please discontinue use of the Site immediately.